Now get a loan from your wallet account. Nepal’s oldest wallet Esewa has introduced the facility of taking loans up to 50 thousand to 2 lakhs. Now how to get a loan, see the easy way to get a loan. It is possible to take a loan from a digital wallet eSewa. You will get an easy loan Paper less loan from Esewa in just a few taps. In a social media post, ESeva Limited indicated that such a feature would be introduced.
Introducing easyloan: the smartest loan of Nepal. eSewa agents can now get 100% paperless loan within just a few taps, for the first time ever in the history of digital wallet in Nepal.
You will get an easy loan from Esewa in just a few taps. “What if your wallet could also lend,” the company asked in the post. With our most recent highlight, simple advance, we have disentangled this prepare where our operators can apply for and get advances rapidly and effectively through the eSewa App. This implies we have spared our operators from time-consuming hassles and long strategies.
Esewa Loan Eligibility- Who Is Eligible for Esewa Easy Loan Paperless Loan
With the launch of its Esewa Easy Loan, eSewa is setting a modern standard within the money-related innovation segment, making it simpler for little commerce proprietors to secure the crisis reserves they need, all within fair many seconds.
Who is eligible for the Esewa Easy Loan? Who can get an easy loan? The eligibility, assessment criteria, and consideration factors for an easy loan are as follows:-
Eligibility Criteria for Esewa Easy Loan:
- KYC verified in eSewa.
- Valid PAN and a business registration certificate.
- Active on eSewa for at least six months.
- Regular use of the Send Money feature for both sending and receiving.
- Active usage of the load money and bank transfer feature.
- Participation in both international and domestic ticketing.
- Regular use of utility services including top-up.
How to Get an Easy Loan From Esewa Wallet?
How to get an easy loan in the ESEWA Wallet App?
Esewa easy loan is the budgetary super control you will continuously have at your fingertips. Users can get easy loan instantly from their eSewa App by following these basic steps.
Login to the eSewa App
Select an easy loan from Financial Services
Select “easy loan”
It is estimated that the user will get a loan based on the time he has been using the wallet, the rewards points he has received, etc.
Esewa Loan Interest Rate, Loan Limit, Service Charge & Penalty Tariff Charges
The ‘Loan’ feature is given below, including how much and how much the loan is available, what is the interest rate, how long must it be paid, what happens if it is not paid.
Minimum Loan Amount: Rs. 50,000.
Maximum Loan Amount: Rs. 2,00,000.
Max interest: 18% per annum
Penal interest: 2%
Processing Fee: 0.75%
What is the Assessment process for the Esewa Easy Loan
- Income is evaluated based on transaction count.
- Income contribution from a concentrated group of customers.
- Total transaction volume handled by the agent.
- Total number of transactions processed.
- Concentration of the customer base.
- Consistent and timely loan repayment history to ensure future eligibility.
The Chief Executive Officer (CEO) of ESeva confirmed that they are going to introduce the ‘loan’ feature. “Our ESEWA Loan system is ready. The CEO said, “Now eligible users can easily apply for a loan from their wallet.
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